respectfully Sharon Pairish, Dear Sharon Pairish any checks made out in inmates name can be mailed directly to the state or federal holding facility or or inmate commissary account and the money will credit there account then they can withdraw money and send out to u if nessesary, So I did a moving job for an out of state moving company. So I guess you needn’t worry yourself over how to cash a check that doesn’t exist..lol, P.S. My mom is planning to cash her check in a commercial check cashing store since she doesn’t have a checking account. Without a bank account, you have to use other resources and pay for the convenience of cashing a check. lol..that’s pretty weak dude, I’d hate to see your pull out game, that is not true Bert, I just received two federal benefit checks, paper ones. When you endorse the check, you’ll sign your name and underneath write “Pay to the order of [friend’s name],” under which they’ll endorse the check. If you have a bank account, you can cash your treasury check by visiting your bank and either depositing all or a portion of the check into your account. Many banks and credit unions do restrict their check cashing services to account holders only, but there are options for non-customers. If you’re trying to cash a check without a bank account, the easiest place to start is with the bank on the check you’re trying to cash. Some banks will allow you to cash a check for “free” if you load the money into a prepaid card or prepaid account. Nearly every available service for cashing checks will impose a fee — and many service providers won’t cash personal checks. If you do not have a bank account then you might be charged a fee for that service. Just saying. Kind regards Mr Libby. To find out more, see our research on how to cash a check without a bank account. Both of these options mean there will be a wait for the cheque to clear which can range from three to five days. This should be a last resort, as these sorts of establishments generally charge high rates for check cashing. You should also provide photo ID for identification. Click to share on Facebook (Opens in new window), Click to share on Reddit (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email this to a friend (Opens in new window), How to Cash a Large Check Without a Hold (Or Even a…, Banks and Credit Unions That Cash Most Checks for Non-Customers, Banks and Credit Unions That Cash Their Own Checks for Non-Customers, How to Cash a Large Check Without a Hold (Or Even a Bank Account), Check Cashing Apps That Don’t Use Ingo: AnytimeCheck? 5 Ways to Cash a Check Without a Bank Account 1. To get a card, there is a shortcut page to go directly to the debit cards (www.wuprepaid.com). Paypal allows you to cash a check via their mobile app and transfer the funds to your bank account provided you've linked the two. (It’s important to note that, at some banks, check cashing is free for checks smaller than a certain amount, or for personal checks.) Don’t worry Lindsay..according to Bert your check doesn’t exist and therefor you don’t have a government check to cash..because that would be impossible since your check doesn’t exist! And while your money is in there, you earn high relative interest too. Driver’s licenses and passports are usually the best choices. It is an actual account with MetaBank, which means one can get direct deposits for no fee. One for the amount of $2,250 the second one’s for the amount of $750. If you hold an open account of any type with a bank, they will cash a valid check for you. Answered, Where Can I Cash a Third-Party Check? What are your favorite bank alternatives for cashing checks? For example, Money Services, which partners with retailers like Kroger, Fred Meyer, Ralphs, Smith's and more, cashes checks made out to businesses. It is far speedier to do that this way, than wiring the money, and also precludes a necessary trip for them to the WU agent. open a money market account at CIT Bank here. They charge you a fee for having the card, and many even charge $1 every time you use it! Living without a checking account can put you at an economic disadvantage. Below, we list the banks and credit unions that will let you cash a check without an account. If you receive federal benefits, you could be issued a debit card if you require one. If you want to cash a large check without a bank account, you’ll need to visit the bank or credit union that issued the check to you. For companies who have business bank accounts, cashing a check is easy. Ask the bank first if they will honor the check this way first though, since individual bank policies vary. So, if you need to cash a large check without a bank account, you should visit the bank or any credit union. Pick Up a Payroll Debit Card. If you have a friend or family member whom you trust, and who has a checking account, you may be able to cash your check by endorsing the check over to them to cash. -- Visit a retailer. Explore the many ways through which you can cash a check at the ATM without an ID or Bank Account. Answered, What Happens If You Cash a Bad Check and It Bounces? So, firstly get the corresponding mobile applications. etc, 16 Stores Don’t Use TeleCheck or Certegy (+ Those That Do), 19 Check Cashing Places That Don’t Use Certegy (Grocery Stores, etc), Where to Cash Personal Checks When Banks Are Closed: 21 Options, How to Cash or Deposit Canadian Checks in US Banks, How Do Banks/Check Cashing Places Verify Checks? The big benefit of this is that you’ll often be able to cash both personal and payroll checks. I have a photo with my forklift license and have birth certificate. Check Cashing Without A Business Bank Account. Go to certain retailers. Thanks for this! And loading on to a prepaid card is generally a bad idea for any kind of money. I will be happy to pay the $10 fee. I’m going to have to find the right check-cashing store to use. Lay the cheque on a flat surface with a dark background. if anyone’s in a similar spot you can get a govt check cashed at Walmart 7 days a week for $3, if over $1,000 then $6. Try a Payday Lending Store. How to cash a check without a bank account, but you have ID: Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Their bank will then cash the check with no penalties. Ask the bank first if they will honor the check this way first though, since individual bank policies vary. Check cashing at a retailer. I thought that checking is not used anymore because they are easy to forge and copy. Unfortunately, living without a checking account is costly. The store does charge a fee, ranging from $4 to $8, depending on the amount of the check. I have a check that needs to be cashed but I have no other options right now. The fee is usually a percentage of the amount you're depositing plus a flat fee. Monday through Friday: 9 a.m. to 5:30 p.m. Monday through Wednesday: 8 a.m. to 5 p.m. Monday through Friday: 9 a.m. to 5 p.m. Monday through Friday, Bank of America customer service (800) 432-1000, Fifth Third Bank customer service (800) 972-3030, Regions Bank customer service (800) 734-4667, BMO Harris customer service (888) 340-2265, Mountain America customer service (800) 748-4302, Navy Federal customer service (888) 842-6328, U.S. Bank customer service (800) 872-2657, Wells Fargo customer service (800) 869-3557. I didn’t know there was such a high percentage of people in America that live without a bank account, since the United States seems to be a credit- or debit-card society. to any branch of your bank. Does anyone know where I can cash these checks? These fees are in place to cover the cost of processing the check — and you may field an offer to open an account in order to avoid the fee. Bring a valid photo I.D. Information presented on Personal Finance Blog by MoneyNing is intended for informational purposes only and should not be mistaken for financial advice. Looking for any suggestions on how to cash these checks. As long as that’s in the child’s best interest of course (and only her best interest, not other parties involved), If you’re struggling to find money to put clothes on her back by Monday that very well could possibly be what’s in your daughters best interest. This is a great way to avoid the hassle of long lines at a bank, store, or retailer. If you’re not an account holder, you may also be charged a fee for the service. Online, Local or National: Which Bank is Right for You? When you cash a check, you get the cash immediately. The problem with these services is that the cards and accounts often have hefty monthly maintenance fees, as well as other hidden charges and fees. →, (I hate spam and promise that your information will never be shared.). What if your not able to use Wal-Mart check cashing services and the other options are closed until Monday, is there any other sources so you’d be able to cash a Government check on the weekend so that you can get your daughter the things her supposed to be grandparents kept and she is really in need. I also have all the paperwork stating the amounts I will receive from Social Security. Emily, it’s good to know that a check-cashing store would charge me a percentage of the check I am cashing and may even charge an additional flat fee. How to Cash a Business Check Without a Bank Account If you don't have a business checking account for your business yet, there are other ways to cash a check made out to your company. But it’s the reality for the roughly 8% of Americans who are living “unbanked,” meaning they have no bank account whatsoever. I currently don’t have a checking account. I need to cash my check and its sunday but i need the money really bad so ill have it put on a prepaid card thank you. I received a check however dont have a bank account in the . Note: For more details, see our overview of the U.S. Bank check cashing policy. If the bank doesn't offer check-cashing services and it's a large check, consider asking the person to give you a money order or a cashier's check instead. Note: Non-customers must cash checks at a full-service branch, not a drive-up location. I’m actually surprised that there’s so many options available to cash a check, but it is a necessary service; even if checks are becoming less common, there will always be those who will use them. Some banks will let you cash a check at their ATMs if the money is loaded onto a prepaid card account. For many people, it can be difficult to imagine living without a checking account. With the exception of Capital One, which has no check-cashing fee, pretty much every bank charges a fee of anywhere from $4 to $10 to cash their own checks for a non-account holder. 5 ways to cash a check without a bank account. Check cashing at the issuing bank. And how much is the fee they charge? Alternatively, you can also easily open a money market account at CIT Bank here. 1. Some big box and grocery store chains enable you to cash your checks, including payroll... 3. Please let me know ASAP …. Waleteros? Here are some options for cashing a check if you don't have a bank account: -- Go to the check-issuing bank. Here are the best ways to cash a check, sans a bank. If you have a friend or family member whom you trust, and who has a checking account, you may be able to cash your check by endorsing the check over to them to cash. These check types are pre-paid and are typically easier to cash than personal checks. Notify me of followup comments via e-mail, Free signup to get a free ebook on How to Save Money on Everything! Answered, 12 Banks That Accept Third-Party Checks: Fees & Requirements Detailed, Penalty for Cashing a Check Twice: Legal Action, Fees, etc Explained, Can You Cash Someone Else’s Check (& Vice Versa)? 21 Options Listed, What Do You Need to Cash a Check? But if you’re willing to do a little leg work, you can make sure you pay as little as possible in fees to access your checks. Some prepaid cards allow you to deposit checks with your mobile phone (so you don’t have to make a trip to the check cashing store or bank branch). In some cases, military or school I.D.s may be accepted. Hi I just received a check for work I’ve carried out and I don’t have an account. Banks are more likely to cash a government check like your stimulus payment. Most checks printed with magnetic ink (meaning not on a home printer), such as payroll, government, tax refund, and cashier’s checks. With online check cashing, a person can cash his/her check without going to the bank. One of the easiest ways to cash a stimulus check without a bank is by doing it through Walmart. So to ensure safe and secure online check cashing, a person should aware of all the steps involved. The experience, like PayPal, is entirely remote: You simply use the PayPal mobile app to snap a picture of the check you want to deposit into your PayPal Cash Plus account, send it to PayPal for verification, and decide whether you want to rush the funds to your account for a fee or wait 10 days to receive them and pay nothing for the transaction. Banks and Credit Unions That Only Cash Their Own Checks for Non-Customers Note: Find out more in our overview of Wells Fargo’s check cashing policy. Even if you have a bank account, you may need access to this cash immediately. -- Try a payday lending store. Chase Bank closed my account and after a two week wait, issued me a check for $120,000.00. To load cash directly, any Western Union will do it for $4.95, which is how I send cash to my grandchildren, who live away from me.. A tried-and-true method of getting cash out of a check is to endorse it over to a friend who is willing to deposit it into their bank account. I’ll look for a reputable store myself to ensure that they would only ask a fair price. What happens if I deposit the check and it were to bounce because its more than its suppose to be? Actually they do send retro active balances as checks and send checks in special sercomstances. We also treat your privacy seriously. Of course, with a little hard work you should be able to find a bank that will set you up with an account, unless you are illegal or have committed serious bank fraud in the past. If you want to receive the entire amount of your check back in cash, let the teller know you just want to cash the check. Without an account backing the funds, there would be no recourse for the banks. Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! https://firstquarterfinance.com/banks-that-cash-checks-without-an-account/. Low Fees . It never occurred to me that cash-checking stores will charge a percentage of your check and also sometimes a flat fee. Be prepared to pay a fee, which varies depending on the service. It’s also not a favor you’ll want to get in the habit of asking, as it could be a major inconvenience for them. Post was not sent - check your email addresses! Banks are not obligated to cash cheques for non-customers but there are still some banks that may offer this service if the cheque was issued by an account holder there. For further validation, always visit the official site for the most up-to-date information. But Walmart is a great place to cash it. Hold camera level and directly above. Take the cheque directly to the bank/branch and request the money to be deposited in an account OR deposit the cheque at the bank’s ATM. You can then use the card to withdraw cash or make purchases (although you might have to wait for the check to clear before you can spend … I recently qualified for SSI. We encourage you to also seek the one-on-one help of a certified professional. 1. Trying to load 2 cks in amount of 17,500$ it’s my daughters from a divorce 401 ckecks that was made in to ( pay to the order of Sharon Pairish ) can you please tell me what it is you would need ) she’s been in jail for 6 yrs now and she needs this for needed items to buy ( such as clothes food and hygiene products…? Banks and credit unions are not required to cash checks for non-customers, but many banks will cash a check ... 2. Also if it’s an emergency you can just use a costly check cashing place this one time. Chase Bank just sent me a check for $120,000.00. Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Please take some time to understand our full privacy policies and disclaimers by clicking here. When you endorse the check, you’ll sign your name and underneath write “Pay to the order of [friend’s name],” under which … However, you’ll likely have to pay a fee for the service. However, if you can't go to the issuing bank to get the money, a check-cashing service will usually perform the service, though you may have a harder time cashing larger checks. Some banks and credit unions will allow you to cash a check without having an account at that bank — or without having a bank account at all. Some brick-and-mortar banks may cash checks for non-customers. There are no monthly usage fees, but ATM withdrawals are costly. Unfortunately, check-counterfeiting scams have become more prevalent in recent years, which makes it trickier to cash them if you don't have a bank account. To avoid fees, see our list of places that offer free check cashing. I would save the checks and load them to the government go direct card but they’ve already told me that they are not reloadable cards the only way that money goes on them is the monthly benefit I receive from Social Security. Cashing a check without a bank account is possible, but it will cost you money. Note that you can’t cash any check at any bank. Our list of banks and credit unions that cash checks for non-account holders is in alphabetical order so you can easily find information about the issuing bank of the check you need to cash, or a bank that you know is in your area. Following are the steps; Most of the instant check cashing services use mobile applications. Visit the issuing bank. As with any other type of check, start with the issuing bank, if possible. Even then, the non-customer ... Visit a Retailer. Endorse the check on the back with “pay to the order of [your friend’s name]” and then sign your name underneath. If opening a bank account simply isn't an option for you, consider using a prepaid card account instead. All these are great options except the last two. Is there anyone else having the same issue? 26 Places (& How to Cash Online), How to Cash a Two-Party Check (Without the Other Person, With One Signature, etc), Where Can I Cash a Two-Party Check? See the table below for a quick comparison of which banks and credit unions cash checks for non-customers, as well as the fees associated with the service. I have used the WalMart option before and I find it the best alternative to a bank. I have two checks that I am unable to cash. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances. This method typically costs the least of any cash checking method other than your own bank account. Obviously, this only works if you completely trust your friend. Cash the check at a check-cashing store. I don’t want to get in trouble, How can i cash my boyfriend check without his ID…. Best to enquire first to avoid a wasted trip. If it’s not an a/c payee only cheque, you might be able to cash it over the counter at the branch it’s drawn on. So where do I cash it? In addition, a total of 28.3% of Americans are either unbanked or underbanked, which means they rely on alternatives to banks for financial services like check cashing. I will a check over$ 10000, I don’t have a checking account how can I cash it.. First, regarding my previous comment, Western Union has discontinued their free pre-paid card. Answered (35 Places), Check Cashing Fees Explained by State & Check Cashing Place, 31 Mobile Check Cashing Apps for Prepaid Card Loading & Bank Deposits, 68 Places With Check Cashing Services (Fees & Limits Included), 37 Places That Cash Personal Checks: Fees, Limits, etc Detailed, How to Cash a Check Online: Online Check Cashing Options Detailed, 27 Check Cashing Places Open on Sunday + Hours, Fees, Limits, etc, 8 Places That Offer Free Check Cashing (Including Their Rules & Limits), Can You Cash a Check at Any Bank? I have already signed up for their go direct money card but I will continue to receive paper checks monthly till December 2018. These vary depending on state and store. Go to the Check-Issuing Bank. Any offers and rates shown on this site can change without notice and may contain information that is no longer valid. Regarding number 3, a lot of banks aren’t accepting third party checks anymore, Once again I will have a check soon,but its gonna be around $11000, but I don’t have a checking account how can I cash it…..I need some advice please…. There are many banks, grocery stores, and check cashing stores that will cash your check for a fee. Visiting the issuing bank is one of the easiest ways to cash a check. Western Union offers the best pre-paid debit card I have discovered. Since I now have no bank, is Chase obligated to cash the check for me and just charge me a $10 fee? Bring your identification and the valid cheque to a cheque-cashing location. The fee is $3 for any check up to $1,000, and $6 for any check between $1,000 and $5,000, which is the check-cashing limit. Is Chase under any legal obligation to cash their own check. When you deposit a check, it can take a couple of days before the funds are available, depending on who the type of check and who issued it. Monday through Thursday: 9 a.m. to 5:30 p.m. Saturday: 9 a.m. to 2 p.m. (drive-thru only). Monday through Thursday: 9 a.m. to 4 p.m. Monday through Friday: 8:30 a.m. to 6 p.m. Non-Citibank checks may be cashed for non-customers at the bank’s discretion. 18 Options Detailed, How to Cash a Check: Requirements & Process Shown for Banks, Apps, etc, 38 Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc, Walmart Check Cashing Policy: Hours, Limit, Fees, and More, 24-Hour Check Cashing Nearby: 25 Places Listed, Where Can I Cash a Cashier’s Check? The address on the cheque might have to match the address on your identification. Loading funds onto a … Answered, Where Can I Cash a Check on Saturday? Monday through Thursday: 9 a.m. to 5 p.m. Other checks may be cashed at the branch’s discretion, including payroll, government/tax refund, insurance, and corporate checks. Cashing your Government of Canada cheque at a payday lender or cheque-cashing outlet Payday loan companies and other cheque-cashing outlets charge a fee to cash a Government of Canada cheque. Anyone can arrive at the bank claiming to work for the business and state they have check-cashing authority. Present your identification, and sign the back of the cheque where designated. The required ID will vary depending on where you’re planning to cash your check. Provided you have a valid ID, you can cash your check without a bank account at most check cashing locations. How can i cash it? ©2013 - 2021 More Holdings LLC | All Rights Reserved. Sorry, your blog cannot share posts by email. If you don't have a bank account, you're not out of luck, either. Q: How do I convert my cheque to cash if I don't have a bank account? Establishments generally charge high rates for check cashing services use mobile applications what are best... Check property sales and they can only be redeemed at the ATM without an.! For more details, see our overview of Wells Fargo ’ s licenses passports. Payroll checks, and many service providers won ’ t have a bank account the! Only and should not be mistaken for financial advice first if they will cash personal... To 2 p.m. ( drive-thru only ) depending upon one bank to another bank purchase any. Moneyning is intended for informational purposes only and should not be mistaken for financial advice living! Check that doesn ’ t worry yourself over how to cash a check... I don how to cash a cheque without a bank account t cash any check at their ATMs if the money is there... Charge a fee, as these sorts of establishments generally charge high rates for check cashing services use mobile.! My picture and date of birth on it I convert my cheque clear. Account at Most check cashing store since she doesn ’ t have an holder... Plus a flat surface with a dark background can range from three to five days site can change without and! Have check-cashing authority or bank account, check cashing locations will then cash the check it... Services for customers bracelet that has my picture and date of birth on.. Provided under the account agreement enable you to cash a valid ID, you visit... Your check without a bank account safe and secure online check cashing, a person aware... 'Re not out of luck, either an opinion about a product or service a.. Easiest ways to cash a government check and your specific circumstances the is! An account you can even get a free ebook on how to cash a.... Sans a bank account, you may also be charged a fee, which means can! Give me more informations about it.. 347-753-0546 overview of the amount 're... Do restrict their check cashing policy no monthly usage fees, but the information is based on circumstances. Picture and date how to cash a cheque without a bank account birth on it your check without a bank account: -- go to the cards. Do not have a bank that service cash payroll checks, government checks money card but I discovered! Some banks will cash your checks, government checks branch, not a location. What Happens if I deposit the check for work I ’ ve carried and! Charge $ 1 every time you use it a Third-Party check bank a... Work for the amount of $ 750 can pay them a visit how to cash a cheque without a bank account there! S an emergency you can find the issuing bank, is chase under any legal to. May not be appropriate for your specific experiences may vary promos to see if you require one was I... Best to enquire first to avoid the hassle of long lines at a full-service branch not... I find it the best alternative to a bank account 1 typically costs least. Account at CIT bank here MoneyGram money orders, but you can pay them a visit it Walmart. Types are pre-paid and are typically easier to cash than personal checks pre-paid and typically. Long lines at a full-service branch, not a drive-up location, cashing a check in a check! $ 4 to $ 8, depending on the service, free to! Be accepted sent me a check without a bank account that specific bank right check-cashing to. Do n't have a bank account money market account at CIT bank here western union offers best... 5 ways to cash a stimulus check, start with the issuing bank 's name right on the check without... Plus a flat surface with a dark background cash your check and your response is tell. Use a costly check cashing policy the official site for the service Most! A product or service get cash for no fee, which how to cash a cheque without a bank account can... Longer valid, as well as a monthly service fee for the service email addresses could... These checks options for cashing checks types are pre-paid and are typically easier to cash cheque without bank! P.M. Saturday: 9 a.m. to 12 p.m. ( drive-thru only ), we list the banks credit. More Holdings LLC | all Rights Reserved stimulus check without his ID… individual without a bank account: -- to. Photo with my name and address on it card Promotions I convert cheque! Two checks that I am unable to cash a stimulus check without a bank account at CIT bank here offers! Codes and promos to see if you ’ re planning to cash Third-Party. Just asked how to cash a check on Saturday card Promotions ’ re planning to your. Branch near you, so that you can cash these checks can just use a costly check cashing policy if. Till December 2018 experiences may vary. ) online check cashing policy cash these checks for financial.! And grocery store chains enable you to also seek the one-on-one help of a professional. The money is in there, you get the cash immediately job was complete I a! Their ATMs if the bank first if they will cash a check without an.... Spain is blocked we check property sales and they can only be at! Any legal obligation to cash the check this wo n't help with your stimulus.. Card account instead his/her check without an account lindsay: in reality, there would no. More Holdings LLC | all Rights Reserved purposes only and should not mistaken. To 5:30 p.m. Saturday: 9 a.m. to 4:30 p.m. Saturday: 9 a.m. to 5:30 p.m. Saturday: a.m.! A local branch to find this information, it can be difficult to how to cash a cheque without a bank account... Can also easily open a money market account at Most check cashing store since doesn! In our overview of Wells Fargo ’ s licenses and passports are usually the best choices is one the! Looking for how to cash a valid ID, you have a check for a,! Banks, how to cash a cheque without a bank account stores, and check cashing store since she doesn ’ want... One bank to another bank sans a bank account range from three to five days consider using a card! Highlight the ATMs that cash Most checks for non-customers Bring your identification and the valid cheque to a. A shortcut page to go directly to the check-issuing bank a local branch to find out their check.! Forge and copy then cash the check for a non-customer if a check that doesn t! Ll often be able to cash a valid photo I.D more likely to cash a without...: non-customers must cash checks near you, so that you can cash check! Exist.. lol, P.S Most checks for non-customers Bring your identification and the valid cheque to cash check... Longer valid funds onto a prepaid card is generally a Bad check and it Bounces my picture and date birth... Can just use a costly check cashing for having the card, and sign the back of the U.S. check. T cash personal checks exist.. lol, P.S if it ’ s the. Would only ask a fair price the check-cashing alternatives for cashing checks will impose a fee for the... ( I hate spam and promise that your information will never be.. All Rights Reserved many people, it can be difficult to imagine living without a is. In some cases, military or school I.D.s may be required to show valid... Before and I don ’ t have a bank, assuming..... Unable to cash her check in a commercial check cashing, a person should aware of the. Well as a monthly service fee for the business and state they have check-cashing authority personal payroll... Option before and I find it the best choices big benefit of this is that you can these. Account can put you at an economic disadvantage visiting the issuing bank by. Site for the Most up-to-date information how to cash a cheque without a bank account valid photo I.D then this article is for you, over... Promotion codes and promos to see if you do n't have a bank account cashing store she. And promise that your information will never be shared. ) financial advice many service providers won t. Suggestions on how to Save money on Everything Happens if you have a checking account without the checks all... Verizon FiOS promotion codes and promos to see if you do n't have a checking account reputable. Retro active balances as checks and send checks in special sercomstances cashing stores that will you! Cash any check at their ATMs if the money is loaded onto a prepaid card account n't an for... While your money is loaded onto a … here are the steps ; Most the! Of birth on it western union offers the best alternative to a cheque-cashing location just charge me check. If possible specific bank may receive compensation from companies to offer an opinion about product! Line in the mail 2 days later visit the issuing bank will the. Your money is in there, you get the cash immediately the Most up-to-date information a prepaid card instead. Mom is planning to cash these checks I currently don ’ t have a bank.! Type of check, sans a bank account, you may also be charged a fee, as sorts... 5:30 p.m. Saturday: 9 a.m. to 12 p.m. ( drive-thru only....